Zipcar, the app-based rental company, offers unique solutions for drivers looking to rent cars on demand. This service is most popular on college campuses where students might have limited access to parking space for their vehicles. While this app creates unique solutions for drivers who might not own a vehicle and are looking to only rent a car for a couple of hours a day as needed, a Zipcar can pose problems for its users in the case of an accident.
If you get into an accident while driving a Zipcar, who’s to pay for the costs of damages and injuries to yourself and others? Our skilled car accident attorneys at West Coast Trial Lawyers are here to help answer all of your questions and provide you with the legal support you need. To contact our 24/7 legal team, you may reach us by calling 213-927-3700 or filling out our quick contact form.
Zipcar Insurance Policy
As a Zipcar member, you must pay monthly or annual fees to have access to the car renting service. You can also purchase additional coverage in the case of an accident, property loss, or damage that occurs while the Zipcar is in your care.
While the membership costs vary depending on the location, in Los Angeles, the monthly membership fee was $7 as of October of 2020. While the membership fee claims to include “secondary insurance for all trips”, what this really refers to is that a Zipcar will cover damage fees for the vehicle, once the driver pays a $1,000 deductible for the damages first and only covers personal injury costs after a driver’s personal coverage has exhausted.
The cost of these damages can be reduced if members add an additional damage waiver fee to their monthly payments. There are two options for damage-fee reduction. Members can either purchase Plus Protection at $5/month or $50/year that will reduce their damage deductible to $375. They can also purchase Premium Protection at $9/month or $79/year that will reduce their damage deductible to $0.
The Zipcar contract as of February of 2020 states that Zipcar does offer personal injury and third-party liability coverage, only after a driver’s personal insurance has already been exhausted. Just how much a Zipcar insurance is willing to cover after the driver’s other insurance options have exhausted is not specified.
What to Do After a Zipcar Accident
A Zipcar accident should be handled just like any other car accident, with the addition of working with Zipcar’s team to report what occurred. After a car accident in a Zipcar, there are several important steps to take in order to ensure your well-being and the strength of your case should you pursue it. After the crash, you should:
West Coast Trial Lawyers Is Here to Help
If you were injured in an accident while driving a Zipcar, you may be entitled to compensation. Our expert team of car accident attorneys at West Coast Trial Lawyers are here to guide you through this process, get you excellent medical care while making sure that the bills are paid for, and recover the highest insurance compensation for your injuries as possible.
We work on a contingency-fee-basis, meaning that if we don’t successfully settle or win your case, you won’t owe us a penny. Contact our 24/7 legal team by calling 213-927-3700 or filling out our contact form to schedule a free consultation.