Personal Injury Firm in Los Angeles
Food delivery services are extremely popular throughout the country, especially in big cities. The rapid rise of food delivery companies has been a blessing when it comes to convenience. We have so many food options available to us without ever leaving the comfort of our homes, and many people have also found a relatively easy way of making extra income as food delivery drivers. It sounds like a win win for everyone. But as the number of food delivery vehicles in Los Angeles increases, so does the likelihood of an accident.
Whether you were injured as a food delivery driver or were involved in an accident with a food delivery driver, you need to contact an experienced Los Angeles food delivery accident lawyer as soon as possible. The team of compassionate Los Angeles delivery accident lawyers at West Coast Trial Lawyers understands the complexity of pursuing a food delivery accident claim, and we will recover all the compensation you deserve to deal with your medical bills and other expenses.
Drivers for food delivery companies such as Postmates, DoorDash, or Uber Eats are are more prone to drive carelessly than other drivers because of their incentive to maximize profits by making fast deliveries. Because food delivery drivers are usually paid by the delivery and not by the hour, they are more likely to:
The three most popular food delivery services in Los Angeles are DoorDash, Uber Eats, and Postmates. Insurance policies for these companies vary in regards to the amount of coverage they provide for damages arising from food delivery accidents.
According to DoorDash’s website, they provide excess auto insurance for DoorDash drivers, but only for property damage or bodily injury caused to third parties. DoorDash requires a personal auto insurance policy for all drivers, which serves as the primary coverage in the event of an accident. The driver’s own automobile insurance is considered primary coverage.
If your damages exceed the delivery driver’s policy, and the accident happened when the driver was on active delivery, DoorDash’s contingent liability policy of $1 million will go into effect.
Insurance coverage for Uber Eats is similar to the insurance policy for the Uber ridesharing company. If the app is currently on and the driver has not yet begun to pick up or deliver food (or if the driver is in between deliveries), the driver is covered for up to $50,000/$100,000/$25,000 (per individual/accident/property damage).
If the driver is on an active delivery (already accepted a request and is picking up or delivering food), auto liability coverage increases to $1 million. Please note that Uber Eats’ insurance policy will not cover any accidents involving uninsured or underinsured drivers.
Postmates’ insurance coverage is similar to DoorDash. Postmates provides $1 million in excess liability to third party claims and will only come into play after the Postmates driver’s personal auto insurance coverage has been exhausted.
Postmates offers additional coverage called “accidental occupational liability” coverage, which allows up to $50,000 to cover the costs of medical expenses for injuries suffered while on the job.
If you were involved in an accident with a food delivery driver, your first priority should always be medical attention. Not only should health be your top concern, but it’s crucial that you get checked at a hospital or by a doctor immediately after your accident. A full medical report is absolutely necessary to prove you were actually hurt as a result of your accident. Having this crucial document will only help strengthen your claim.
Common injuries include:
If you were involved in an accident caused by a DoorDash, Postmates, or Uber Eats driver, you have the right to seek compensation for your losses. Car accidents often result in property damage and serious injuries that require costly medical care. The aftermath of a food delivery accident can be stressful, painful, and challenging for both the accident victim and his or her family.
The types of compensation you can secure for your losses after a food delivery accident include:
Food delivery accident claims can become very complicated, especially when some companies deny that their drivers are employees and argue that they are “independent contractors” because In most cases, employers are not held liable for the negligent conduct of independent contractors.
What’s the difference between an employee and an independent contractor?
Generally, the more control an employer has over worker performance and job related tasks, the more likely a food delivery driver is an actual employee and not an independent contractor. Determining whether the food delivery driver that caused your injuries is an employee or an independent contractor will make a significant difference if your damages exceeds the $1 million excess coverage described above.
A food delivery driver is more likely an employee and not an independent contractor if the employer:
If you or a loved one was involved in an accident with a food delivery driver in Los Angeles, contact an experienced Los Angeles food delivery accident lawyer at West Coast Trial Lawyers today. Our attorneys will get you maximum compensation for your medical care and damages. Consultations with a dedicated Los Angeles food delivery accident lawyer are always free, and you only pay when we get you compensation for your injuries. You can reach our friendly staff today by emailing us at [email protected] or by calling toll free at (213) 927-3700.