Personal Injury Firm in Los Angeles
Food delivery services are extremely popular throughout the country, especially in big cities. The rapid rise of food delivery companies has been a blessing when it comes to convenience. But as the number of food delivery vehicles in Los Angeles increases, so does the likelihood of an accident.
Whether you were injured as a food delivery driver or were involved in an accident with a food delivery driver, you need to contact an experienced Los Angeles food delivery accident lawyer as soon as possible. You may be entitled to compensatory damages
The three most popular food delivery services in Los Angeles are DoorDash, Uber Eats, and Postmates. Insurance policies for these companies vary in regards to the amount of coverage they provide for damages arising from food delivery accidents.
According to DoorDash’s website, they provide excess auto insurance for DoorDash drivers, but only for property damage or bodily injury caused to third parties. DoorDash requires a personal auto insurance policy for all drivers, which serves as the primary coverage in the event of an accident. The driver’s own automobile insurance is considered primary coverage.
If your damages exceed the delivery driver’s policy, and the accident happened when the driver was on active delivery, DoorDash’s contingent liability policy of $1 million will go into effect.
Insurance coverage for Uber Eats is similar to an insurance policy for the Uber ridesharing company. If the app is currently on and the driver has not yet begun to pick up or deliver food (or if the driver is in between deliveries), the driver is covered for up to $50,000/$100,000/$25,000 (per individual/accident/property damage).
If the driver is on an active delivery (already accepted a request and is picking up or delivering food), auto liability coverage increases to $1 million. Please note that Uber Eats’ insurance policy will not cover any accidents involving uninsured or underinsured drivers.
Postmates’ insurance coverage is similar to DoorDash. Postmates provides $1 million in excess liability to third party claims and will only come into play after the Postmates driver’s personal auto insurance coverage has been exhausted.
Postmates offers additional coverage called “accidental occupational liability” coverage, which allows up to $50,000 to cover the costs of medical expenses for injuries suffered while on the job.
Drivers for food delivery companies such as Postmates, DoorDash, or Uber Eats are are more prone to drive carelessly than other drivers because of their incentive to maximize profits. Because food delivery drivers are usually paid by the delivery and not by the hour, they are more likely to:
Food delivery accident claims can become very complicated, especially when some companies deny that their drivers are employees and argue that they are “independent contractors”. In most cases, employers are not held liable for the negligent conduct of independent contractors.
What’s the difference between an employee and an independent contractor?
Generally, the more control an employer has over worker performance and job related tasks, the more likely a food delivery driver is an actual employee and not an independent contractor. Determining whether the food delivery driver that caused your injuries is an employee or an independent contractor will make a significant difference if your damages exceed the $1 million excess coverage described above.
A food delivery driver is more likely an employee and not an independent contractor if the employer:
If you were involved in an accident caused by a DoorDash, Postmates, or Uber Eats driver, you have the right to seek compensation for your losses. Car accidents often result in property damage and serious injuries that require costly medical care. The aftermath of a food delivery accident can be stressful, painful, and challenging for both the accident victim and his or her family.
The types of compensation you can secure for your losses after a food delivery accident include:
West Coast Trial Lawyers Is Here to Help
A food delivery accident attorney at our firm can help you recover financial compensation for the losses you have suffered, including medical bills, property damage, lost wages, and more. Call us today at (213) 927-3700 or email email@example.com to schedule a free consultation with our experienced, caring and compassionate legal team.