Food delivery apps like Grubhub, Doordash, Postmates, and Uber Eats all have a third-party insurance coverage plan for their independent contractors should they ever get into an accident. While food delivery apps cannot be directly held liable for damages due to their driver’s independent contractor status, their liability insurance will tend to cover majority of if not all of the damages in an accident.
For example, Doordash covers $50,000 for bodily injury sustained by any one person in an accident, $100,000 for bodily injuries sustained by all people in an accident, and $25,000 for damage to or destruction of property in an accident.
