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Home / California Truck Accident Attorney / California Commercial Truck Accident Insurance
All trucks are subject to state and federal laws and regulations to minimize accident risks. However, some truck drivers and commercial trucking companies will ignore important safety laws and regulations in order to meet their deadlines and maximize profits.
A truck driver who is found in violation of California’s safety regulations and causes an accident may be held liable to an injured driver for their losses. The majority of all truck accidents are caused by a truck driver who was not using reasonable care while driving or who was in violation of safety regulations. Here at West Coast Trial Lawyers, we study and win personal injury and truck accident cases. Below, we will discuss the legal requirements for owning and operating a commercial truck.
If you were a victim of a truck accident, you may be entitled to recover compensation for your losses. At West Coast Trial Lawyers, our truck accident attorneys are readily available to assist victims of personal injury. We will help strengthen your claim and negotiate with insurance companies to ensure you are given a fair settlement offer.
To schedule a free consultation, please contact our 24/7 legal team by calling (213) 927-3700 or filling out our quick contact form.
Public liability insurance is necessary for interstate truck drivers because it offers protection not only for themselves but for other drivers in the event that he or she is found liable for an accident. Bodily injury liability exists so that the insurance company pays for the medical bills of anyone hurt in a truck accident. Property damage, on the other hand, will pay for anyone’s property that was damaged in an accident.
Interstate truck drivers are required to meet minimum coverage limits. The minimum requirement for insurance coverage will depend on the type of freight.
Freight |
Minimum Coverage |
Non-hazardous freight and vehicles weighing less than 10,001 lbs. | $300,000 |
Non-hazardous freight and vehicles weighing more than 10,001 lbs. | $750,000 |
Oil transported by private and for hire carriers | $1,000,000 |
Hazardous materials transported by private and for hire carriers | $5,000,000 |
Cargo insurance is not necessary unless you’re a for hire interstate truck driver. This type of coverage will secure the goods being transported. The limit is usually $100,000, but the specific amount may vary depending on the type of goods being transported.
Physical damage insurance is necessary if your truck is being financed, and it will protect a personal tractor or trailer from any accidents suffered on the road.
You are not required to purchase bobtail insurance if you are an owner operator and already have primary auto liability coverage. However, if you are leased to a motor carrier and are operating under their authority, bobtail insurance may be necessary. Specific coverage amounts will depend on your lease agreement.
West Coast Trial Lawyers Is Here to Help
If you have sustained injuries as a result of a truck accident, our expert truck accident attorneys at West Coast Trial Lawyers will help you recover compensation for the losses you have suffered, including medical bills, property damage, lost wages, and pain and suffering.
Contact us today by calling (213) 927-3700 or filling out our quick contact form to schedule a free consultation with our experienced, caring, and compassionate legal team.
If you have been injured in an accident, you can count on the legal team at West Coast Trial Lawyers to fight for your rights every step of the way. Contact us today to schedule your free case evaluation with a personal injury attorney.
An accident can dramatically change your life in an instant, leaving you scared, frustrated, and uncertain where to turn to for help. West Coast Trial Lawyers is an experienced law firm committed to helping you every step of the way. Client satisfaction is our first priority and we are proud that our clients have ranked our firm as the number one personal injury law firm. 1 We are first-rate trial attorneys who will provide you with the focused representation needed to secure a just recovery in your case. Our personal injury lawyers combine extensive courtroom experience with an aggressive mindset to help you secure the compensation that you deserve.
Our personal injury lawyers know the lengths big insurance companies will go to limit the amount of money they have to pay to injury victims and we are prepared for the fight. We have worked at the largest and most powerful law firms in Los Angeles. Neama Rahmani, our president and co-founder, also served as a federal prosecutor with the United States Attorney’s Office and Enforcement Director at the Ethics Commission. Our tough and talented litigators understand how insurance companies operate and are prepared to stand up to them at every stage of the process. We believe that everyone is entitled to justice and we work aggressively to help you receive the financial compensation and support you need on your road to recovery.
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