When you get insurance, you pay insurance premiums so you and your family are protected in the event of a disaster. Unfortunately, despite their advertisements, insurance companies are in the business of making money, not helping people. When tragedy strikes and you need them the most, most insurance companies will avoid paying your claim even though they know it’s valid. When a claim is too expensive, your insurance company may delay, undervalue, or even deny your claim outright, hoping that you’ll just give up.
Although you might be frustrated and confused, when your insurance company acts in “bad faith,” you have the right to take legal action against the company. Under California law, insurance companies have a legal duty to act fairly and in good faith toward their policyholders and they cannot unreasonably delay, deny, or undervalue a claim. When an insurance company fails to follow the law and acts in bad faith, the policyholder might be able to recover the benefits due under the policy, along with interest, by filing a breach of contract claim. In these situations, the policyholder might also be entitled to recover other damages, such as economic losses, emotional distress, and attorney’s fees. Additionally, if the facts suggest that the insurer acted with malice, fraud or oppression, the policyholder could have a valid claim for punitive damages.
If you believe that your insurance company is unreasonably refusing to protect you and provide you with the benefits due under your insurance contract, the attorneys at West Coast Trial Lawyers are here to help. Our lawyers are all too familiar with the unfair practices and tactics insurance companies use to reject and deny insurance claims.
Because cases involving bad faith on the part of the insurance company tend to be very complex, it is best to seek out the advice and representation of an experienced insurance bad faith lawyer in Los Angeles to handle your case. Our attorneys will carefully review your situation and identify all available solutions. We are well recognized throughout the state for our ability to secure optimal outcomes in even the most difficult cases. Because we prepare each matter for trial, the insurance companies know we mean business and are serious about securing fair and just settlements for our clients.
When an insurance company breaks its promise to support you, West Coast Trial Lawyers can help. Our attorneys have represented thousands of ordinary people who have been injured, and we know how to stand up to the big insurance companies. You held up your end of the bargain by paying your premiums. Your insurance company is legally obligated to hold up its end of the bargain and pay your claim. We will help you get the money you deserve.
West Coast Trial Lawyers offers free consultations to help policyholders determine whether they have a bad faith action against their insurance carriers. Call us today at (888) 888-9285 to schedule a free evaluation of your case.