Irvine Uber And Lyft Accident Lawyer
Rideshare Accident Cases
Whether you were driving home on the 5-South or heading to the coastal beaches just west of downtown Irvine, if you were injured in an accident involving an Uber or Lyft driver, it is important to understand that personal injury claims involving Uber and Lyft are notoriously complex.
Not only do ridesharing cases involve various factors, such as whether or not a driver was logged into the app when the accident occurred, but laws affecting employee classification for ridesharing drivers are changing rapidly. Further complicating matters is that these types of cases often result in multiple claims against the company, the driver, and possibly other drivers.
However, as mentioned, with the recent passing of Senate Bill AB-5, it is strongly recommended to discuss your accident with an experienced Irvine Uber/Lyft attorney if you suffered injuries and wish to file a personal injury claim. AB-5 goes into effect in January of 2020, and ridesharing drivers’ employee status will change from independent contractors to full-fledged employees. This is an important consideration because it will directly affect issues of liability and it will change the way these claims are processed, as well as the recovery of damages.
If you suffered injuries in the city of Irvine due to an Uber or Lyft driver’s negligence, you may be entitled to compensation for your medical bills, lost wages, pain and suffering, and possibly more. Please don’t hesitate to contact us24/7 at (949) 334-9200 or feel free to email us at
[email protected] to schedule a free consultation with our experienced, caring and compassionate legal team. At West Coast Trial Lawyers, we are always here to answer any questions you may have about ridesharing accident claims and we can help you determine whether or not you are entitled to damages.Liability And Uber/Lyft Accidents
In the most basic sense, ridesharing accidents are very similar to most car accidents. Essentially, if you were injured by another driver’s negligence, that driver will typically be held responsible for your losses and injuries. The important question then is: how is a liability in Uber or Lyft accidents determined? The answer is: liability is generally based on negligence.
Driver negligence in ridesharing accidents, and all types of car accidents, always represents some type of careless or reckless behavior. Examples of driver negligence
are far-ranging, yet generally include common behaviors such as speeding, looking up an address while driving, neglecting traffic laws, and driving while under the influence.
Negligent behavior is not only irresponsible and dangerous, but it is against the law. California law requires all drivers to abide by a duty of care and drive responsibly. This means being careful, obeying traffic laws, and focusing on the task of safe driving. If you were hurt because of an Uber or Lyft driver’s negligence, your Irvine Uber/Lyft attorney will have to show that their negligence caused your injuries.
In summary, it must be proven that the Uber/Lyft driver who caused your injuries owed you a duty of care, that the ridesharing driver violated this duty of care through negligence, and that an act of negligence caused your injuries.
There is another HUGE consideration to keep in mind. If a rideshare driver has their ridesharing app turned off, any accident he or she is involved in will be treated like any other car accident. And most importantly, insurance coverage is strictly limited to a rideshare driver's personal insurance coverage.
On the other hand, if an Uber/Lyft driver has the app on, contingent coverage with limits of $50,000/$100,000 apply. If a rideshare driver has a passenger in the vehicle or if they have accepted a rider and are picking up that rider, the rideshare company’s $1 million commercial coverage will go into effect.Uber’s $1 Million Policy
The infamous $1 million dollar insurance policy. Uber’s well known $1 million insurance policy is divided into four parts, depending on what the driver was doing at the time the accident took place.
- Period 0: Say that an Irvine resident who moonlights as a ridesharing driver is simply driving around town for non-work related purposes. If he or she is involved in an accident at this time, it will be treated like any other accident, and that driver’s personal insurance policy will go into effect should they get into an accident.
- Period 1: If this driver is now available to pick up a ride but does not yet have a passenger in their car, this is considered period 1. If an accident occurs during this time, it is the responsibility of the driver and their own insurance policy.
- Period 2. Here’s where it gets interesting. If this same driver has received a ride request, Uber’s insurance policy will now kick in.
- Period 3. If a rider is in the car, Uber’s insurance policy goes into full effect and liability insurance, including uninsured and underinsured riding insurance, will cover liability for up to $1 million in damages per accident.
If you have sustained injuries as a result of an Uber or Lyft driver’s negligence or deliberate acts of malice, you have the right to hold the guilty party responsible for your losses. An Irvine Uber/Lyft accident attorney at our firm can recover financial compensation for the losses you have suffered. Call us today at (949) 334-9200 or email [email protected] to schedule a free consultation with our experienced, caring and compassionate legal team.