Many drivers believe that they have “full coverage,” only to find out that they have coverage for damage to their vehicle, but not medical expenses. Medical payments coverage, or underinsured or uninsured motorist coverage can help cover you in the event of an accident where the other party cannot pay. We will contact your insurance company and review what coverages you have, when the coverage is applicable, and, if necessary, challenge your insurance company if we believe your insurance is trying to avoid paying a valid claim. If other automobile or health insurance companies are involved, there may be disagreements over who is responsible for payment. An attorney can help resolve these issues and avoid serious delays in compensation.