In the past decade, we have seen the rise of ridesharing and food delivery companies that have added convenience to our everyday lives. An implication of this rise in food delivery services is that there are more drivers on the road, which increases the chance for accidents and injuries to occur. If you are involved in an Uber Eats, Postmates, DoorDash, Grubhub, or similar accident, it is important that you consult with a food delivery accident lawyer as soon as possible to learn about your rights and the compensation you are deserve and are entitled to.
Drivers for food delivery companies such as Postmates and Uber Eats are prone to make the same mistakes that typical drivers do. But food delivery drivers are also prone to drive more carelessly than typical drivers because of their incentive to make as many deliveries as possible to maximize their profits. These drivers are more likely to speed, neglect right-of-way laws, make reckless lane changes, amongst other dangerous actions that can lead to devastating accidents. Food delivery drivers may also operate their vehicle while they are tired from long working hours. And some maybe be on their phones looking up addresses.
Regardless of the underlying cause of the accident, if you are involved in an accident with a Postmates or Uber Eats driver, you should contact a Postmates accident injury lawyer or Uber Eats accident injury lawyer right away to handle your case.
Three food delivery companies that are widely used in California are DoorDash, Uber Eats, and Postmates. The insurance policies for each of these companies varies in what damages the companies will or will not cover in food delivery related accidents.
According to DoorDash’s website, the food delivery company provides excess auto insurance for DoorDash drivers but only for property damage and/or bodily injury caused to third parties. DoorDash requires that their drivers have a personal auto insurance policy, which serves as primary coverage in any accident. If you are involved in an accident with a DoorDash driver, your damages will primarily be covered by the driver’s personal auto insurance policy. However, if your damages exceed the driver’s policy and the accident occurred while the driver was on active delivery, DoorDash’s contingent liability policy of $1 million will apply. DoorDash does not provide collision coverage. If you work for DoorDash and you are driving a personal vehicle for work purposes, it is imperative to make sure you are covered by a personal auto insurance policy while you are making food deliveries.
The insurance coverage for Uber Eats works in a similar way to the insurance policy for the Uber ridesharing company. The food delivery company’s coverage applies based on the “time period” during which the Uber Eats driver is in. If the app is on and the driver has not begun to pick up or deliver the food (or the driver is in between deliveries), the driver is covered for up to $50,000/$100,000/$25,000 (per individual/accident/property damage). If the driver is on an active delivery (accepted the request and picking up or delivering the food), the auto liability coverage increases to $1 million.
It is important to note that Uber Eats’ insurance policy does not cover accidents involving uninsured/underinsured drivers. Therefore, Uber Eats drivers should still review their personal auto insurance policies.
Postmates’ insurance coverage is much like the insurance for DoorDash. Postmates provides $1 million in excess liability, but this coverage is only applicable to third parties and only comes into play after the Postmates’ driver’s personal auto insurance coverage has been exhausted.
Postmates offers an additional coverage called “accidental occupational liability” coverage which allows $50,000 to cover medical expenses for injuries incurred while on the job.
As with any motor vehicle accident, the injuries that result from food delivery accidents can range from mild to severe injuries. If you are involved in an accident with a food delivery driver, seeking medical attention should be a priority.
Some common injuries include:
Whether you are a driver or a passenger, if you have been involved in car accident caused by a DoorDash, Postmates, or Uber Eats driver, you have the right to compensation for your losses. Car accidents often result in both property damage and serious injuries requiring expensive medical care. The aftermath of a food delivery accident can be a stressful, painful, and challenging process for both the accident victim and his or her family.
The types of compensation you can secure for your losses after a food delivery accident include:
After an accident with a food delivery driver, your damages and injuries may cause major inconvenience and sometimes devastating changes to your life. Our specialized food delivery accident lawyers will help you obtain maximum compensation for your losses.
If you have been injured in an accident with a food delivery driver, contact a Postmates accident injury lawyer, Uber Eats accident lawyer, or DoorDash accident lawyer right away. West Coast Trial Lawyers has a team of experienced food delivery accident lawyers ready to help you with your case. Our compassionate team of trial lawyers have extensive experience handling such cases and will fight aggressively to secure the compensation you deserve. We can help you navigate confusing Uber Eats, Postmates, and DoorDash insurance issues, and represent you against food delivery corporations. Call us today at (888) 888-9285 for a no-obligation consultation to discuss your specific case and find out what your claim is worth.