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Uber Vs Lyft

Uber and Lyft are the two most popular ridesharing apps on the market, and while the two are very similar, they are not exactly the same. What differentiates these two competitors in an ever-growing market for ride services? Below, our experienced team of Uber and Lyft accident attorneys from West Coast Trial Lawyers breaks down the differences between Uber and Lyft so that drivers and riders know what to expect from each rideshare service provider.

Requirements for Drivers and Drivers Vehicles

The standard requirements for Uber and Lyft drivers who offer basic services (UberX and Lyft) are basically the same, though vehicle requirements may vary depending on the services that the driver seeks to offer.

Uber Driver Requirements  Lyft Driver Requirements
21+ years or older 21+ years or older
1 year minimum driving experience (3 if under the age of 23) 1 year minimum driving experience 
Valid CA driver’s license Valid CA driver’s license
Pass driver’s screening (social security number required) Pass driver’s screening  (social security number required)
Smart-phone Smart-phone 
CA Vehicle Insurance  CA Vehicle Insurance 
Driver Profile Photo Driver Profile Photo
Proof of Vehicle Inspection  Proof of Vehicle Inspection 
4-door vehicle no older than 10 years that is in good condition with no cosmetic damage, CA license plates 4-door vehicle with 5-8 seats, not older than 2006 with CA license plates

Types of Services

These two rideshare competitors offer an array of different services, which also are similar to one another. They both offer basic services, carpool services, luxury services, and more. Most recently, each rideshare company has developed bike and scooter rental services as well. What differentiates Uber from Lyft though, is the food delivery service UberEats that Lyft has yet to launch its own version of. 

Uber  Lyft
Uber Pool - up to 3 passengers carpool to their destination Lyft Shared - share a ride with a passenger from another ride request
UberX -  regular vehicle up to 4 passengers  Lyft - regular vehicle up to 4 passengers 
Uber XL - SUV up to 6 passengers LyftXL - regular vehicle up to 6 passengers
Uber Black - up to 4 passengers in uptown black vehicles with professional drivers  Lyft Premier - high-end vehicle up to 4 passengers
UberSUV - luxury SUV up to 6 passengers Lyft Lux - luxury service in black cars 
UberTaxi - hail a taxi Lyft Black - luxury service in high-end black cars
UberWAV - wheelchair and scooter accessible with trained drivers  Lyft BlackXL - luxury service in black SUVs for up to 4 passengers 
UberSelect - up to four passengers in a stylish high-end vehicle for special occasions  Lyft Bikes - rent a bike through the Lyft app 
JUMP bikes and scooters - bike and scooter rental  Lyft Scooters - rent a scooter through the Lyft app 
UberEats - food delivery service

Safety Features

While both rideshare companies mirror many of the same features that  the safety quality for both the drivers and rider’s experience, such as the driver and rider profiles, emergency 911 buttons, and a 24/7 support team, each rideshare company offers one unique feature that the other does not. For example, Uber offers unique features for additional driver support, which include a speed limit warning and dark screen mode at nighttime, while Lyft does not. However, Lyft does offer a feature that serves both drivers and riders, the two are automatically unmatched forever if either of them rate the other with three stars or less. 

Uber Lyft
Uber Driver Profile - photo, rating, and Uber driving history information Lyft Driver Profile - photo, rating, and Uber driving history information
Uber Rider Profile - photo, rating, and Uber driving history information Lyft Rider Profile - photo, rating, and Uber driving history information
Uber Driver “Follow My Ride” feature 
Uber Passenger “Follow My Ride” feature Lyft Rider “Share location and car details with friends” feature 
Safety Toolkit - includes Emergency Button and safety center  Lyft Emergency Assistance, Call 911 Button
Trusted Contacts - share your ride information with these contacts  Safety at Lyft links to safety features 
24/7 Customer Support  24/7 Support Team 
Phone Number Protection Phone Number Protection 
Speed Limit Alerts for Drivers 
Uber dark screen mode for night time driving 
Rating Action - if a driver or a rider is rated 3 Stars or less after the trip, they are unmatched forever

Insurance Coverage

Both rideshare companies require that drivers have their own personal auto insurance while also providing them with the company insurance while they are providing rideshare services through the apps. The insurance policies for each ride share company also mirror one another. Essentially, when the rideshare driver is not offering rideshare services through the app, they are covered through their own personal auto insurance. However, when they are working under the apps, that’s when the rideshare auto insurance kicks in. Drivers are covered while they are on their way to go pick up a rider, and when they have the rider as a passenger in their vehicle. However, the insurance coverage they receive is less when going to pick up a rider than when they have the rider as a passenger in their backseat. 

Uber Lyft
Period 0: Personal car insurance covers accidents This period is when you are not logged into the Uber app Period 1: Uber insurance covers accidents  This period is when you are logged into the Uber app and are waiting for a ride request
  • $50,000 for bodily injury per person
  • $100,000 for bodily injury per accident 
  • $25,000 for in property damage per accident
Period 2: Uber Insurance  This period is when you have matched with a rider and are awaiting to pick them up
  • Liability insurance for $1 million per accident
  • Uninsured/underinsured motorist insurance for $1 million 
  • Comprehensive and collision insurance for the cash value of your car 
  • Comprehensive and collision deductible for $1,000 
Period 3: Uber Insurance This period is when you have a rider in your vehicle and are on a trip Same as Period 2
App is off: personal car insurance covers accidents  App is on, waiting for a ride request: Lyft insurance adds coverage if your personal insurance doesn’t cover damages 
  • 50,000 per person for bodily injury
  • $100,000 per accident for bodily injury
  • $25,000 per accident for property damage
  App is on, picking up passengers or during rides: Lyft insurance applies 
  • $1,000,000 for 3rd-party auto liability 
  • Uninsured/underinsured motorist bodily injury 
  • Contingent comprehensive and  collision up to the actual cash value of the car ($2,500 deductible) 

Uber and Lyft Mirror Eachother, Though They Are Not the Same

Reviewing each rideshare company’s requirements, services, safety features and insurance policies, the two are cheek to cheek. What makes the difference between these two different companies is the popularity and access of each rideshare service. We’ll let you be the judge of each rideshare service company. You can always reach out to us if you’ve had any accidents or personal injury issues with them.

Hurt in an Uber or Lyft Accident? West Coast Trial Lawyers Can Help

You should always get an attorney to represent you in the case that you are injured in an Uber or Lyft accident to help ensure that you are getting the maximum compensation that you deserve. When it comes to filing an insurance claim to these rideshare companies, they might try to make you settle for less than what you deserve. West Coast Trial Lawyers is California’s top team of  Uber and Lyft accident attorneys - we know how to take on insurance companies and fight to get you the maximum compensation that you deserve. Contact us for a free, no obligation consultation by calling (888) 243-1195 or by emailing [email protected] today. You won’t owe us a penny until we win. También, ofrecemos servicio en español, ¡contacténos hoy!


If you have been injured in an accident, you can count on the legal team at West Coast Trial Lawyers to fight for your rights every step of the way. Contact us today to schedule your free case evaluation with a personal injury attorney.
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