Minimum Car Insurance Requirements For Los Angeles
Do You Need Rideshare Insurance?
You may not think you need rideshare insurance until it is too late. Many do not know this, but your personal car insurance may not cover an accident that happened while you’re on the clock. In fact, your auto insurer may cancel your policy if they discover that you are using your car for work and haven’t disclosed that information to them. If you do have Uber or Lyft insurance, you may be unaware that there is a vital period where you may not be covered.
The coverage of your Uber insurance is dependent on the time of the accident. In most cases, while waiting for a rider’s request, your coverage can include basic liability coverage. Basic liability insurance covers:
$50,000 for bodily injury per person
$100,000 for bodily injury per accident
$25,000 for in property damage per accident
Most insurers provide rideshare insurance options. Generally, these options boost your personal policy and cover ridesharing issues. They’re included in your new policy as an “add on” and there is no need for an entirely new separate policy.