If a dog attacks an individual, the aggrieved individual has the right to file an insurance claim and/or lawsuit against the owner of the dog or the premises of which the dog bite occurred. It depends on where the attack occurred and whether or not the dog owner had insurance coverage for this incident or not.
If an attack happens on private property, such as on a home owner’s premise, they could have coverage if they have either their dog insured or if they have homeowner’s insurance that covers accidents that occur on their premises.
If an attack happens on public property, either the owner of the dog and/or the property owner of the premise can be held accountable for the accident. The owner of the dog can be held accountable through insurance plans that cover their dog, or property owner premises liability insurance.
If no party involved has insurance because they either do not insure their pets, or have no property insurance because they are renters, the landlords of the property can be held accountable through their insurance for your injuries.