Below are the four most common types of dog bite cases:
Dog On Dog Attacks: Dog on dog aggression is dangerous because it has the potential to cause injuries to both people and dogs. A homeowner’s insurance policy may cover a person’s damages in such an incident, including pain and suffering, but unfortunately a dog’s pain and suffering is not covered.
Non-Aggressive Dog Attacks. Instances where a non-aggressive dog unintentionally attacks a human by knocking them over or tripping them are common. Large breeds in particular can easily weigh more than some persons, and a large, excitable dog can knock down and injure a person they may just be happy to see.
Dangerous Dog Breeds. There are some dogs that are inherently dangerous and have already known to attack and bite people. It’s important to know that a vast majority of homeowner’s insurance policies will exclude coverage for any damages caused by dangerous dog breeds, primarily Pit Bulls and Rottweilers. In California, dangerous dog breeds are governed by breed specific ordinances, that among other things, mandate that such breeds must be registered and spayed/neutered.
Dog Attacks On Children. A dog attack on a child will always raise unique liability issues, because dog bites and attacks on children require treatment not only for physical injuries, but for emotional and mental trauma. In the very worst cases, dog attacks on children can be fatal. A victim of such an attack may also be entitled to punitive damages on top of the normal damages they may already be entitled to.