In order for you to file a car insurance claim in the state of California, you must immediately notify your insurance provider. This can be typically done by directly calling, via their website, or sometimes even through a mobile app.
It doesn’t matter whether you or the other driver was at fault. If you already have an insurance policy, you must notify your provider. If you are uninsured, you may also file a claim with the other individual’s insurance provider, but only if they were totally or partially at fault.
If you were injured in a car accident, it is always best to retain a car accident attorney before speaking with your provider. Insurance companies, even your own, are designed to look after their own interests. This means that they may not always have your best interests in mind, even though you are their client.