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Compensation for PTSD After a Car Accident

How Does PTSD Factor Into Your Car Accident Insurance Claim?

Post-traumatic stress disorder (PTSD), a mental health condition most commonly associated with war veterans after active duty, is also commonly prevalent in the civilian world. This is especially true for those involved in traumatic experiences such as a car accident.

According to a study on psychological assessments and treatments of survivors of motor vehicle accidents, the most common cause of PTSD among civilians is motor vehicle accidents. According to a study on motor vehicle accidents, nearly 40 percent of survivors develop PTSD.

Post-traumatic stress disorder is a serious injury that can be very costly for a survivor of a car accident to deal with for the rest of their life. For this reason and more, car accident survivors with PTSD are entitled to compensation for these damages.

Symptoms of PTSD After an Accident 

Compensation for PTSD After a Car Accident

PTSD symptoms, as with other injuries, can take a while to develop or identify after a car accident. The effects of PTSD may become noticeable days, weeks, months, or even years later. It may take some time for a PTSD victim to recognize their symptoms and receive the proper diagnosis and treatment. Here are some common symptoms that could be telltale signs that a car accident victim is experiencing PTSD:

  • Intrusive flashbacks, which refer to memories of the accident that can replay in the mind either when triggered by an association or at random, while awake or asleep
  • Changes in emotional reactions or responses, such as feeling indifferent
  • Avoidance of activities that are associated with the accident, such as getting into a car or going out on the streets where vehicles are present
  • Adverse changes in the victims’ feelings and overall outlook of life

Why Car Accident Victims Develop PTSD

Car accident victims oftentimes develop PTSD because a car crash is a traumatic and life-altering event. However, as mentioned above, sometimes PTSD might take quite a while to develop or be recognized after a crash.

Throughout the duration and the aftermath of a car accident, a victim involved in the incident has adrenaline shooting throughout their nervous system, which puts them at high alert and distracts them from any immediate pain.

However, after the accident, although people are no longer in the need to have adrenaline pumping throughout their bodies, they still might have adverse responses to their environment that tell their body to produce adrenaline. This being said, their bodies might always feel the need to protect themselves from potential danger.

What Developing PTSD Means for Your Car Accident Insurance Claim

Compensation for car insurance claims includes those for tangible financial losses and for the emotional losses that a victim experiences. Compensation for such losses is legally referred to as damages. There exist economic and non-economic damages.

PTSD is a form of non-economic damage for which you have entitled compensation.

Economic damages after an accident include compensation for the following and more:

  • Medical bills for any visits and costs associated with the injuries being treated by medical professionals, which include therapists
  • Lost wages, which refer to those that a victim of a car crash lost as a result of the injuries sustained and the healing time
  • Loss of earning capacity, which refers to the losses that a victim of a car crash experiences as a result of debilitating injuries, such as PTSD, that inhibit a victim’s ability to earn an income

Economic damages are calculated based on financial records such as receipts, pay stubs, and other forms of proof.

Non-economic damages after an accident include:

  • Pain and suffering, which refer to the emotional losses under which PTSD would be listed under
  • Loss of quality of life, which is something that PTSD can greatly affect as it affects every aspect of a victim’s day-to-day living
  • Loss of consortium, which refers to the inability to engage in sexual relationships or bare children

Non-economic damages are harder to calculate because they measure the invaluable losses that a person experiences, however, they are worth just as much and more as any tangible losses.

West Coast Trial Lawyers Is Here to Help

PTSD is a debilitating form of emotional injury for which you deserve to be compensated for after a car accident. In order to recover damages for PTSD, it’s best to reach out to an experienced car accident attorney from West Coast Trial Lawyers.

Our team can help you get the best medical and psychological care that you need to recover while building your case to file a successful claim that will get you maximum compensation.

Contact us today to set up a free, no-obligation consultation by calling (213) 927-3700 or emailing [email protected]. We work on a contingency-fee-basis, meaning that you won’t pay us a penny until we win.


If you have been injured in an accident, you can count on the legal team at West Coast Trial Lawyers to fight for your rights every step of the way. Contact us today to schedule your free case evaluation with a personal injury attorney.
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