Compensation for car insurance claims includes those for tangible financial losses and for the emotional losses that a victim experiences. Compensation for such losses is legally referred to as damages. There exist economic and non-economic damages.
PTSD is a form of non-economic damage for which you have entitled compensation.
Economic damages after an accident include compensation for the following and more:
- medical bills for any visits and costs associated with the injuries being treated by medical professionals, which include therapists
- lost wages, which refer to those that a victim of a car crash lost as a result of the injuries sustained and the healing time
- loss of earning capacity, which refers to the losses that a victim of a car crash experiences as a result of debilitating injuries, such as PTSD, that inhibit a victim’s ability to earn an income
Economic damages are calculated based on financial proofs such as receipts, pay stubs, and other forms of proof.
Non-economic damages after an accident include compensation, and more:
- pain and suffering, which refer to the emotional losses under which PTSD would be listed under
- loss of quality of life, which is something that PTSD can greatly affect as it affects every aspect of a victim’s day-to-day living
- loss of consortium, which refers to the inability to engage in sexual relationships or bare children
Non-economic damages are harder to calculate because they measure the invaluable losses that a person experiences, however, they are worth just as much and more as any tangible losses.