Car Insurance Claim Attorney
Why You Shouldn’t File a Car Insurance Claim on Your Own
After a car wreck, you may feel all out of sorts. You may also wonder how you are going to afford paying off the damages caused by the accident, such as your medical bills and property damage. On top of it all, there is also the pressure of filing a car accident claim with your insurance company.
While insurance is necessary to cover costs in cases of an emergency, insurance companies are in the business of making profit at your expense. They make money by charging you monthly payments while paying you out as little as possible in your time of need. Insurance companies use your lack of evidence or words against you to either deny your claim or offer a low amount of compensation.
If you’re feeling nervous about discussing your claim with an insurance agent because this might be your first time dealing with them or if you had a bad experience last time, don’t worry. The team of car accident attorneys at West Coast Trial Lawyers are here to guide you through what to expect when filing a claim and will offer their help to handle your case for you.
What to Do After a Car Accident
The moments after a car crash can be riddled with anxiety, and understandably so. However, after an accident, it’s important to quickly take the right steps that can help you build a successful car accident claim.
In order to do this, you must never call your insurance agency first without speaking to a car accident attorney in a free case evaluation. They will let you know if you have a personal injury case on your hands, who is at-fault for the accident, and help you build the foundations of a successful case that will yield maximum compensation for the damages and injuries you experienced in the crash.
After the accident, you should take the following steps in order to build a strong insurance claim:
- Check to make sure everyone is okay, though don’t admit or even suggest that you were at-fault or partially at-fault for causing the collision.
Determining fault is something that an expert attorney can do for you or that the insurance companies will use against you.
- Call 911 for emergency services and request an ambulance as needed.
The police should arrive on-site to file an official police report of the accident, which can greatly help you build reputable evidence for your claim.
Requesting emergency medical assistance is important to ensure that everyone is okay and to make sure that you get the medical attention you need. Your treatment will be saved on file and can be used as evidence to include in your claim.
- Exchange information with the other party involved.
Be sure to get the name(s), contact information, insurance information, and the license plate number(s) of the other party or parties involved in the accident. This is an essential step to take in order to file a claim against the other party’s insurance.
- Record as much evidence of the accident and injuries as possible.
Although a police officer collects evidence on-site of the accident, it’s still important that you also build your own report. Collect as much evidence by taking as many photos of your injuries, damages, and the location of where the incident took place.
Try to gather witness testimonies, as well. Furthermore, be sure to get the name(s), badge number(s), and police report number(s) from the officer(s) who made the on-site report.
- Do not call your insurance agent just yet.
It is understandable to feel stressed or worried about how you will cover the costs of damages caused by the crash. However, you should not immediately contact your insurance company to report the incident.
If you call your insurer right away without having a legal professional representing you, then you could harm your case. The insurance company might deny your claim or offer you a really low and unfair settlement.
You are expected to gather as much information as possible to create a convincing insurance claim that will get approved by the insurance company. An expert car accident attorney will guide you through the process of constructing a convincing claim.
- Call an experienced car accident attorney to assist you in filing your claim.
You should always speak to an attorney before contacting your insurer. If you choose not to, then you could get tricked into agreeing to a low amount of compensation.
At West Coast Trial Lawyers, we offer a free, no-obligation consultation to evaluate your case. Let us take the weight off your shoulders while you take time for yourself to rest and recover from the incident.
- Get medical treatment.
Whether you decide to take the ambulance or not, it’s important that you get physically assessed by a medical professional and continue receiving treatment for your injuries.
This is important to ensure that you recover well and lessen the chances of further complications down the road with any injuries sustained in the accident.
If you do not receive medical attention right away, then your insurance company might try to use that against you and claim that you did not really get injured from the collision.
Meeting with an Attorney
A skilled car accident attorney, such as our legal team at West Coast Trial Lawyers, will offer you a free case evaluation to determine what would be the most ideal route to take in order to get you the justice you deserve. We are committed to getting our clients the best possible outcome out of their case. Throughout this process, no fees will be charged until your case has been settled.
During a consultation, the attorney will review your case by asking you what happened and examine all the information that you provide them with. They will give you an explanation on how to gather evidence that will help strengthen your insurance claim. The attorney will also determine who was at-fault for causing the accident and let you know if you have a personal injury case on your hands or not.
After the free case evaluation, you will formulate a decision on whether or not you would like to have the attorney help you file an insurance claim. Once you have confirmed that you would like to use the attorney’s services, they will get right to work in order to get you the care and coverage that you need.
Dealing with Your Insurance Agent
If an insurance agent calls you to discuss the accident, you should refer them to your attorney. If you choose not to have the attorney speak to the insurer, then they will continue to contact you to get you to settle for less compensation.
Your attorney will deal with the insurance company by helping you create a strong claim, negotiating the settlement, and even taking it to court, if needed.
West Coast Trial Lawyers Is Here to Help
If you were injured in a car accident, our experienced team of car accident attorneys at West Coast Trial Lawyers will help you get the compensation you deserve for damages, including medical bills, property damage, lost wages, and pain and suffering.
We offer free consultations and work on a contingency-fee basis, meaning that you won’t owe us a penny until we settle or win your case. Call us today at (213) 927-3700 or email [email protected]to speak to our caring, compassionate, and knowledgeable legal team.