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How to Recover Compensation From a Car Accident as an Injured Passenger

Car accidents affect everyone involved in the impact. Oftentimes, when it comes to recovering compensation for an accident, only the drivers are regularly considered and passengers are left out of the picture.

However, passengers have just as much a right to compensation for their injuries as drivers. Though, depending on the nature of the situation, recovery could be a little complicated. That’s why you need a car accident lawyer on your side.

Our expert team of car accident attorneys at West Coast Trial Lawyers are here to help you get maximum compensation for your losses. We have a proven success rate of having won over 5,000 cases and $1.5 billion for our clients.

4 Facts About Filing an Insurance Claim as a Passenger Injured in a Car Accident

There are several important facts you should know about filing an insurance claim as a passenger injured in a car accident.

    • You can file an insurance claim against the driver of the other vehicle and/or the driver of the vehicle you were a passenger in.California is a comparative liability state, meaning that more than one party can be held accountable for causing an accident and subsequent injuries.

      This means that you can file an insurance claim against both parties, although you will not be able to recover the full amount of compensation for your injuries from each of them.

      The recovery you make from both insurance claims will constitute the full amount of the damages incurred to you due to the collision.

    • You might have to file a claim against the driver of the vehicle you were a passenger in.Sometimes, if you are looking to file an insurance claim against the other driver, their policy coverage might have already reached its maximum. This can happen  if other people, like the driver of the vehicle you were a passenger in, filed a claim against them, as well.

      In this case, you have no other choice but to file a claim against the driver of the vehicle that you were a passenger in. While this might sound awkward or straining, this can be done without harming the relationship between the passenger and driver.

    • If you are directly related to the driver of the vehicle you were a passenger in, their insurance policy may cover your damages.If you’re not related to the driver, then you would have to file an insurance claim against them to recover compensation.
    • You can always file an insurance claim against your own insurance company.
      If none of the drivers involved in the accident have insurance, their insurance policies maxed out, or are unable to provide you with enough compensation for your injuries, you can file a claim against your own insurance company.This only applies if you have an uninsured/underinsured motorist policy.

These are the important pointers you need to know about all the different ways you can file a car insurance claim in order to recover the full compensation that you need to offset the costs of the damages caused to you as a result of the car accident.

7 Tips on What to Do After a Car Accident as an Injured Passenger

A car accident can be a very traumatic experience filled with a lot of emotions. It’s important to think quickly and act fast in the aftermath of a car crash to ensure that you file a successful insurance claim.

Here are some helpful tips of what to do after a car accident if you were a passenger in the vehicle:

      • Remember that anything you say at the site of the accident can and will be used against you.
      • Don’t speak to the other driver or place blame on anyone for causing the collision.
      • Don’t state anything about the nature of how you’re feeling, especially by saying “I feel fine.”
      • Gather the information of the other driver(s) or parties involved, along with a witness testimony, if possible.
      • Gather as much evidence as you can by taking photos of the crash site, damages done to the vehicle, where you were sitting, and your injuries.
      • Get medical attention as soon as possible. Paramedics will arrive at the scene of the accident and examine you. If you are not taken to the hospital by an ambulance, you should still consider making a doctor’s appointment to get yourself checked to make sure you are okay. Oftentimes, you might not feel the symptoms of your injuries until much later, when the adrenaline from the crash wears off.
      • Don’t speak to any insurance companies before you speak to an attorney. Insurance companies don’t have your best interests in mind as they make profit by offering you the least amount of compensation that they can get away with.

These are just some tips of what to do after a car accident as an injured passenger. For more insight about your case, you should speak to a car accident attorney.

West Coast Trial Lawyers Is Here to Help

Experiencing a car crash as a passenger is difficult, and even more so when it involves a family member that was driving. Have no worries though, there are ways to remedy the issue of recovering the compensation you need.

Our skilled team of car accident attorneys at West Coast Trial Lawyers are here to help you with support available 24/7. Give us a call at (213) 927-3700 or email us at [email protected] to set up a free consultation with our kind and compassionate legal team.

 

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If you have been injured in an accident, you can count on the legal team at West Coast Trial Lawyers to fight for your rights every step of the way. Contact us today to schedule your free case evaluation with a personal injury attorney.
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