Mistakes to Avoid After a Car Accident
Don’t Make These Mistakes When Filing a Car Crash Insurance Claim
Getting into a car accident can be a devastating experience that could cause a serious emotional toll on your life. It is important to take care of yourself and make sure you are doing the best that you can to resolve the situation mentally, physically, and financially. Many drivers often make mistakes during this process, which can affect the outcome of their compensation. This is why it is important to learn about what you should avoid doing after getting into a collision. Below, our expert team of car accident attorneys at West Coast Trial Lawyers will break down what mistakes you should avoid doing after getting into a car crash.
Avoid These Mistakes After a Car Accident
- Do not leave the scene of an accident, whether you think it was your fault or not. If you are at-fault or partially at-fault and choose to escape, then you could be charged with a misdemeanor or a felony. You may only leave if the damage done to the property is minor. In either case, you should exchange contact and insurance information with the other parties involved in the collision.
- Not exchanging information at the accident is the biggest mishap that can occur after an accident. If you do not exchange your contact and insurance information, it will be difficult to hold the other parties accountable for any damages that they may have done. It is highly recommended to check in on the other drivers to make sure they are okay and to discuss the situation to get an understanding of their perspective on what they believe happened along with yours.
- Not attaining as much information or evidence from the scene of an accident. Collecting an insignificant amount of evidence could negatively impact your insurance claim. There are important factors you should include as evidence to enhance your claim, such as exchanging your contact and insurance information with the other parties involved in the accident. Additionally, it is ideal to take pictures of damages, injuries, license plate numbers, and the location of where the car accident took place.
- Not obtaining witness information and testimony. Do not forget to look around for a witness. If you notice one nearby, you should ask them for their contact information. A witness testimony can greatly improve your insurance claim or lawsuit.
- Not calling the police. Many people choose not to reach out to the police after a car accident for many reasons. One reason could be the at-fault avoiding the responsibility for causing the accident. Another reason could be that the individual does not want to go through with the process of speaking to the police about what happened. Regardless of the situation, it is very important to call the police after getting into a collision.They will create an official police report, which can be used as evidence. You, along with the other driver(s), may also receive immediate medical attention by the paramedics. Having an official police report along with medical assistance can help you build your case.
- Forsaking medical treatment can greatly harm your case. It is important to get medical treatment as soon as possible and to comply with doctor’s orders. Doing so proves the severity of your injuries and can help build your case to file for an insurance claim and/or file a lawsuit if the insurance company doesn’t offer you the compensation that you deserve.
- Waiting too long to file an insurance claim may end your chances of receiving compensation for injuries and damages caused by the accident. You should file an insurance claim as soon as possible to avoid exceeding the statute of limitations, which is 2 years from the date of the collision.
- Speaking to the opposing insurance company on your own may lessen your chances of receiving the compensation that you deserve. Insurance companies are mainly interested in making profit over their customers’ well-being. If you file a claim on your own, they could potentially deny the claim or offer you a minimum amount of compensation. You should speak to an experienced car accident attorney who knows how to handle insurance companies.
- Giving a false or incorrect statement (even by accident). Providing false or incorrect information, even by accident, may damage your claim. When you are speaking to the insurance company, you need to make sure that your statements are true. Making false allegations in regards to the incident can be saved into a file that could be used against you to deny your claim or lawsuit.
- Settling for less is the most common mistake that people can make after filing a car insurance claim. Insurance companies are in the business of making profit and will do everything they can to get you to settle for their first offer, which is usually a low-ball amount. They might continuously call you to pressure you into accepting it. Once you get an experienced car accident attorney, these insurance companies know that you mean serious business and the attorney will negotiate with the insurance company to ensure that you get the compensation that you deserve. If they refuse, this attorney can represent you in a lawsuit against the insurance company, too.
Need a Car Accident Attorney? West Coast Trial Lawyers Can Help
Get the compensation that you deserve! If you are injured in a car accident, you should consult an attorney about getting compensation from insurance companies of the parties responsible for your loss. Our experienced team of car accident injury attorneys at West Coast Trial Lawyers can help. Call us today at (213) 927-3700 or email [email protected] to schedule a free consultation with our experienced, caring, and compassionate expert personal injury legal team.