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Personal Injury Firm in Los Angeles

Ranked #1

Personal Injury Firm in Los Angeles

Bicycle Accident Insurance In California

Whether you’re saving money, the environment, or just losing a few pounds, bicycling is a fashionable trend that has jumped 60% between 2000 and 2013. According to the American Community Survey, there are approximately 800,000 commuters who ride their bikes to work. And the numbers continue to swell, especially in metropolitan areas. 

In a congested city, anything can happen. You may be curious as to who is liable for a bicycle accident injury. If you are interested in making a bicycle insurance claim or need to know what to do after a bicycle accident, call West Coast Trial Lawyers for a free consultation with a bicycle injury lawyer. We are always available to answer any questions you may have about bicycle accident insurance and your rights as a bicyclist. 

Pasadena Bike Injury Attorney 

Irvine Bike Injury Lawyer 

Native to Irvine, Spoke Bicycle Insurance offers motor vehicle-like insurance for bicyclists, which includes roadside assistance and underinsured coverage 

What Happens After A Bike Accident?

After following the appropriate steps on what to do after a bicycle accident, you need to understand who will pay for your injuries. It all depends on whether the cyclist or the driver was at fault. The burden is always on the plaintiff to prove that the driver was negligent. Generally, a bicyclist’s personal health insurance will cover the costs of an accident. Some of these policies may even include work-loss coverage, among other benefits. If the driver is at fault and the cyclist has no insurance, the driver’s uninsured/underinsured insurance policy should cover the costs.

Do You Need Bicycle Accident Insurance?

Unlike car insurance, it is not mandatory to register your bike or purchase bike insurance in California. Whether you should get bicycle insurance or not is dependant on how often you use your bike, the reason you use your bike, and how important your bike is to you. 

Depending on your policy, your homeowners or renters insurance claim would cover your bicycle in the event that it is damaged or stolen. These policies usually extend reimbursement to situations where you bike is stolen or damaged somewhere other than your home. 

Bicyclist Insurance Claims And Policies 

The bicycle trend has boomed and more cyclists are flooding the streets. The likelihood of getting into an accident will increase, as well. Because California has one of the highest cyclist mortality rates in the country, cities such as San Francisco are pushing for mandatory bike insurance and registration

If your bicycle is an intrical part of your daily routine, get bicycle insurance. The benefits that most bicycle insurance policies include:

  • Medical payments 
  • Bicycle physical damage coverage, including spare parts
  • Protection for cyclists in at fault car accidents, pedestrian accidents and other bike collisions where there is bodily injury  
  • Coverage against theft 
  • Roadside assistance 
  • Transit protection 
  • Bicycle liability protection 
  • Rental reimbursement 
  • Competitive event fee reimbursement 

West Coast Trial Lawyers Is Here to Help

If you have sustained injuries as a result of a bicycle accident, you have the right to hold the guilty party responsible. A bicycle accident attorney at our firm can help you recover financial compensation for the losses you have suffered, including medical bills, property damage, lost wages, and pain and suffering from your injury. 

Call us today at (213) 927-3700 or email to schedule a free consultation with our experienced, caring and compassionate legal team.

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