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WHY YOU SHOULD NEVER NEGOTIATE WITH AN INSURANCE COMPANY ON YOUR OWN


Feb 3, 2016

The events following a car accident happen fast. Between filing a police report, getting medical treatment, and repairing your car, you will have little time or energy left for insurance adjusters. Yet adjusters often contact accident victims at these exact moments. If you make a mistake when speaking to the insurance company, you could lose compensation that you are entitled to as a result of the accident.

How Insurance Companies Work

The accident attorneys at West Coast Trial Lawyers will be familiar with the techniques used by insurance companies. In many cases, a claims adjuster will approach a victim with a low offer to see if the insurance can settle the case at minimal cost. This approach is not unique to insurance companies; every company tries to keep expenses low to maximize its profits.

Prior to any offer, an accident victim may hear from an insurance adjuster or representative asking questions about the incident. The conversation may seem harmless, and you may receive sympathy from the caller or visitor at your home. But these interviews are designed to twist the facts of the accident to damage your potential claim. Anything you say and/or sign could be used to invalidate your claim and deny you benefits. For instance, something as simple as telling the adjuster you are “okay” may be misconstrued a statement that you were not injured in the accident.

Refusing to Cooperate with Claim Adjusters

Accident victims have every right to speak with an accident attorney before communicating with the insurance company. Speaking with an attorney first will protect you from any scheme claims adjusters may attempt during an interview following the accident.

To keep and protect your rights to compensation for damages, consult with an experienced accident attorney in Los Angeles prior to talking to anyone. Your lawyer will be able to help you present the strongest case to the insurance company, from both a legal and medical perspective.

It is always in your best interest to consult with an accident attorney before any type of discussion with insurance companies. Representation from West Coast Trial Lawyers helps you maximize the compensation that you receive for the damages you suffered in an accident. For further information or to schedule an appointment with one of our lawyers, please contact us at (888) 539-9582 or visit www.WestCoastTrialLawyers.com.

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