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WHEN SHOULD YOU FILE A CLAIM WITH YOUR OWN CAR INSURANCE COMPANY?


Nov 11, 2015

The events following an accident can be confusing. You may have been injured. Which insurance company should you contact when the accident was not your fault? You should always contact an experience car accident attorney, and your attorney should always file a claim with your own insurance company.

What Happens After an Accident

Always call the police when you are involved in a car accident so there is a record of the event. During your call, mention your injuries to make sure a law enforcement unit is dispatched to the scene of the accident, as they may not bother when only property damage is involved. At the same time, take down names and information of anyone involved, including independent witnesses. This information will be important when you contact your insurance company.

Your insurance will take many factors into consideration when making a final decision regarding liability. Your insurance has an obligation to treat you fairly when you are involved in an accident. Make sure you have the right representation whenever you deal with the aftermath of an accident—even when you are not to blame.

Filing a Claim with Your Insurance Company

You or your attorney must file a claim with your insurer in a timely fashion after the accident. This is required under the terms of your policy.

Around this same time, you may receive a phone call from the other party’s insurance carrier. Not taking the call, or saying as little as possible is the best policy. That insurer will be looking to pay the minimum amount on a claim, even when the accident was clearly the fault of their insured.

It is in your best interest to seek the counsel of an experienced and reputable car accident attorney when you are involved with any type of personal injury claim. Turn to the experience and expertise of West Coast Trial Lawyers to help you get what you are entitled to after an accident. For further information or schedule a consultation please contact us at (888) 539-9582 or visit www.WestCoastTrialLawyers.com .

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