When you are involved in an accident, insurance policies and coverage may become unclear. One common issue revolves around “stacking” policies to get full compensation from different insurance policies. In California, an accident attorney will be able to explain the situations where stacking is not possible under the law.
What Stacking Policies Means
To stack insurance means to get the maximum amounts from multiple insurance policies. Accident victims often hope to get more from insurance companies than they are first offered, and stacking from payments would help accomplish this. However, multiplying benefits is often not allowed because of provision written into many insurance agreements.
Clauses that prohibit stacking payouts may therefore leave you out in the cold when it comes to getting the amount you need to recover. A qualified accident attorney will be able to thorough review the policies involved and help you through the process.
When Insurance Companies Won’t Pay
Paying insurance premiums for years – possibly decades – would seem to guarantee you of a certain amount of money if you are injured in an auto accident. However, insurance companies regular do what they can to avoid paying the maximum amount.
Quality attorneys are used to the different tactics an insurer may use to avoid paying claims to injury victims. Instead of accepting the initial offer of an insurance company, your attorney will dig deeper into the policies and decide whether to fight for more. With an experienced attorney working on your side, you increase your chances of receiving the compensation you deserve.
Contact West Coast Trial Lawyers as soon as you find yourself in an accident. Our highly successful accident lawyers in Los Angeles will help and guide you to the very end of your compensation claim. For further information or to schedule a free consultation, please contact us at (888) 539-9582 or visit www.WestCoastTrialLawyers.com.